Top 10 Thrifty Wins: December

December is usually a spendy month due to holiday celebrations, travel, gift giving, and being more social, which usually includes eating out. This year we added extra rent, utilities and moving to our expenses due to Rick and me living in separate cities for the month. Things turned out pretty well. We had wonderful Christmas […]

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How to Start a Budget

This is month three of setting a real budget for my husband and me. Seeing as we’re so new to this, we don’t claim to be budgeting experts. However, I’d like to share how we got started and our experience so far. Budgeting process 1. I started our budget by making a list of all […]

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